There are some things that happen in our lifetimes that simply can not be avoided. Unpredictable events that are thrown within our path, that cause emotional or physical turmoil and shake us up, down to our very core. Accidents are always going to happen, there is absolutely no way around it! Nobody is able to foresee the future, if they were, accidents simply would not exist.
An accident, either minor or major can unfold at any given time, in any given place and can present itself in many forms. They can come in the shape of a broken glass, that has slipped from our grasp, a tumble down a flight of stairs due to our misplaced footing or even the disaster of being involved in a road collision. Yes, accidents are prone to happen.
Accidents Happen When We Least Expect it
We can find ourselves out on the road, on a perfectly normal day, maybe on our way to work, picking up the children from school or having to venture out during harsh weather conditions, not expecting a tragic event to hit us and darken our day. Yes, disaster can strike at any time and being involved in a car crash can cause so much pain and destruction, emotionally and physically. It can cause so much psychological distress, that some may even find it difficult to take behind the wheel ever again. We often see or hear the news of these catastrophic accidents and never believe it could happen to us but the realization is, it could happen to anyone of us. It is extremely important to know exactly what to do if we are ever landed in this dreadful situation. Here are some crucial factors that you must adhere to when found in this unfortunate situation.
The first thing you must do is stop, no matter how minor you perceive the accident to be. If you fail to do so, you are committing an offense and could be faced with some serious charges. It is crucial that you turn your engine off and switch on your hazard lights to alert any other road users. Prevent other accidents from occurring by keeping your flashes on or setting up flares.
Call the Authorities
You must take a look around and assess any injuries that have been sustained. In cases of injury call an ambulance right away and make sure to inform the police. Even if any serious injuries have not been sustained calling the local police department is crucial. For instance, you may require a police report if making a claim with your insurance company for any damage your vehicle has maintained.
Make an Accurate Record Of the Accident
On the arrival of the police be sure to tell the investigating officer exactly what has happened. Explain the events to the best of your ability and only give them the hard facts about what has occurred. It is important you note the details, as you will be required to provide as much information as possible to your insurance provider. Also, make sure that any statements given by witnesses or the other driver are accurate and if asked if you are hurt or have sustained injuries be honest and if you feel you are uninjured reply telling them you are unsure. When injuries are sustained, pain can be delayed and it can take hours for any pain to become prevalent.
It is crucial that you exchange details with any other person involved in the accident, as you are obliged to give information such as your name and address. It is important to collect the information from any witnesses to the collision, drivers and passengers. Also, take photographic evidence of any injuries and damage to your motor. This is all evidence if it comes down to filing a claim with your insurance company.
Seek Legal Representation
Seeking out a good car accident representative is without a doubt one of the most crucial things you must do after being involved in a road collision. The best car accident lawyers can provide you with their knowledge and support when making a claim for personal injury. Legal representation can also ensure all essential evidence is not misplaced or destroyed and can assist you in being fully compensated for your motor.
Report the Collision to Your Insurance Provider
It is important to notify your insurance provider of the accident as soon as possible as a number of policies require you to report the incident immediately and insist on full cooperation. Failing to do so can result in your cover being made invalid and could leave you with a staggering bill to pay, check the details of your policy. Provide them with all the details of the accident such as the photos taken and the accurate notes taken at the site of the collision.
Make Sure to File All Information
It is a good idea to keep a file of all the information relating to the accident. Keep details such as the claims adjuster, who is dealing with the claim, the number of the claim and all expenses incurred due to the collision.
Get Checked Over Medically
It is essential to seek out medical attention. Pain from injuries sustained can be delayed and can appear hours or even days later. Even if you feel perfectly fine, it is still a good idea to get checked out as even in minor accidents people can endure serious injury, especially to their spinal cords. Symptoms such as dizziness should be checked over immediately as you may have suffered a head injury or concussion, which can result in major cognitive problems if left untreated. Be safe!
Yes, being involved in a catastrophic road accident can happen to any of us. We can find ourselves in this traumatic scenario at any time within our lifetime. It is important that if you do unfortunately find yourself involved in a road collision, that you bear in mind to take the factors mentioned above into account. By doing so, you are ensuring things will be dealt with correctly and will keep your best interests at heart.